A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly preferring to electronic channels for their financial needs. This shift has resulted to a drop in branch establishments, and many institutions are consolidating existing branches to o

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It reflects the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and strategically mana